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3 ways you can save money on car insurance 

Like most types of insurance, car insurance can get very expensive. Depending on your age, driving history, and the state of your car, you can pay hundreds of dollars every month just to have your vehicle insured. Seems a little outrageous, doesn’t it? If you don’t get in an accident and file a claim, that money is wasted every month. Nonetheless, it is the law and it is a good thing to have insurance. Let’s explore a few ways you can save money on car insurance. 

You might also be interested in: How to avoid distracted driving 

Tips for saving money on car insurance 

Shop around 

This is a helpful tip when you’re shopping for anything, really, but it is especially important when it comes to insurance. Call different companies and agents to get estimates on costs. We promise you will find different rates for the same coverage. The savviest shoppers find the best deals! 

Consider raising your deductible 

Of course, this is a risk. By raising your deductible, you increase the amount you would have to pay out of pocket when you file a claim. However, this also reduces your monthly premium. It all depends on what you think is best for you. If you simply don’t trust your own driving skills (you might not want to drive anywhere), a lower premium will increase the odds of insurance covering a higher percentage of a claim. Talk to your agent about specific options. 

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Bundle your insurance 

It’s very common for consumers to get insurance bundles for their insurers. Whether you have State Farm, Allstate, or Farmers, you likely have the opportunity to get multiple kinds of insurance. Ask about bundling car, health, homeowner’s, or renter’s insurance and you will find some discounts. Speaking of discounts, almost every insurance company offers a wide range of discounts and deals. Ask about those and you will find at least a couple for which you qualify. 

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